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Fittings and wagon parts are resources from Discrepancy. We added them here for compatibility reasons but they actually should not appear without his mods. That's a kind of bug and you can just ignore them if you don't use DS mods.
Money is a part of the North and used as currency in late game. Some merchants attracted by the big trading post want to buy resources and pay a high prize in coins. Others want to sell stuff and accept money, which has always a stable value. Resources don't have. Money is also useful to create stocks, especially stored in the bank where it is save from loss.