- Economic downturns also decrease Company throughput and Construction bonuses.
- Depressions reduce capitalist and aristocrat Investment pool contribution, in addition to contribution efficiency.
- Publicly Traded for Company headquarters consume a bit more Financial Services, has slightly more capitalists, and employs fewer Clerks.
- Reduced additional radicalism to labor, socialist, communist and anarchist movements from the Growth of the Labor Movement JE.

- Revised maths of disaster effect on market confidence:
-- Effect is increased if the capital state is affected compared to other states.
-- States not in a disaster slightly reduce the effect.
-- Only incorporated states are counted.

- Pops who do not have the state religion will also be more drawn to the Intelligentsia, not just atheists. This effect is strongest with state-religion, weak with total separation and non-existent with state atheism.
- Small amounts of minority pops will still sympathize with the PB and IW, moreso if they are reformed, rather than none at all.

- Fixed an issue with interest rates' effect on confidence.

- Publicly Traded for Company HQs now need Mutual Funds unlocked.
- Atheist pops are more drawn to the Intelligentsia if State Atheism has not been implemented. This is much weaker for Total Separation than Freedom of Conscience and State Religion.
- Some negative harvest conditions, like Floods and Droughts, reduce Market Confidence.
- Increased effect of Capitalists working in Company HQs to be attracted to Landowners if a Company specializing in agriculture is active.

- Increased attraction of high literacy capitalists to the Intelligentsia further.
- Negative attraction from leader traits is now a multiplier rather than subtraction.
- Aristocrats can sympathize with the Rural Folk if their SoL is below 20.
- Unitary Capital bonuses are now: +25% government administration throughput, +75% pop political strength, +25% migration attraction and +10% Education Access.
- Merchant Marine can fulfill up to 20% of a pop's tourism needs, at low weighting.

- Added unique colors to Financial Services, Entertainment, Media and Hospitality in the goods menu.
- Fixed farmers being drawn to the urban IGs.
- Adjusted food needs somewhat.
- Adjusted SoL effect on pop Group attraction.
- Peasants With a SoL of 15+ will have a small amount sympathizing with the landowners.
- AI is less likely to go with "Social Faith" for the Devout, and more likely to become more religiously pluralistic (from 60/40 to 90/10).
- AI is less likely to go With "Agrarian Aristocracy" for the Landowners, and more likely to have the landowners appeal to capitalists and shopkeepers (from 60/40 to 90/10).
- Harshened the penalties for Landowners or Devout not reforming when possible.
- Increased penalty to building cash reserves from Merchant Banking.
- Reduced interest penalty for unrecognized countries further in tune with the harshened penalty from Merchant Banking.

- Fixed a bug with intelligentsia pop attraction.

- New PM for company headquarters: Publicly Traded, removing Shopkeepers at the cost of more Financial Services upkeep.
- Free Unions increase attraction further for pops with low SoL towards the Trade Unions.