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It. is. that. simple.
"Scam: I Have Been Reported and Will Be Banned" faq...
https://help.steampowered.com/en/faqs/view/3195-9FFB-BA06-F25B
"Steam Scam FAQ"
https://help.steampowered.com/en/faqs/view/70E6-991B-233B-A37B
If you're not 100% sure, it's always better to ask than risk losing your account. Scammers will use scaremongering tactics to try and get you to do what they want. They will try to trick you in to believing that something bad will happen to your account. It's all lies!
Never give your account details to anybody.
This
How would your account have been reported if you didn't have Discord? See where the scam comes in?
A random user on Steam can't message me unless I have them added and say they reported me by accident. They could say it on the forums but then in order for me to actually do anything about it, I would have to check the forums, which isn't something I do all that often anymore, so then it would be an obvious scam there as well (as well as breaking Steam's TOS directly on their platform)
Gamers are not required to have Discord.
Steam admins and moderators don't use Discord and they'll never try to contact you outside of Steam.
If something gets reported, it will be something that violates the Steam TOS (typically--although the moderation I think is partly automated so users can sometimes be reported for no reason or by bots), in which case you just get a support ticket sent directly from Steam on the service and then if it's a frivolous or nonsense report you can appeal it right then and there.
I would recommend not using Discord as it has a disturbing amount of bad actors on it that seem to find their way into most Discord servers