I was playing this game when i realized that there is no in depth walkthrough for this game. All the guides i found always end up in Tower of Self-Refinement so i decided to make one.

I'll try to make this guide not too grind heavy but i can't really promise that for the first few months because you really need to cut down your expenses. You can adjust the guide as you wish, however. These are merely how i did with the game and you don't really have to follow it completely. The game itself requires you to go back and forth to some areas a few times before you can complete it (mostly because you're too low leveled).

I'll also put some monster information and their drop items if it's needed. I won't list them all though.

This guide is text heavy so i'm trying to put some images on it to make it easier to read. I hope you don't mind.

I think that it'll be easier to put this into QnA section so here goes.

Q: Will there be a game over if i die?
A: Yes, so save often.

Q: How often should i save?
A: I usually did it every few steps and after a battle.

Q: Which person should i choose for my party?
A: Depends on your play style. I myself love glass cannon type so most of my party consists of high attackers and a healer to make sure my attackers can attack smoothly. Luckily, both of my attackers also have reviving skill so they can help to revive party members.

Q: Do i have to follow your party member selection?
A: No, but all strategies i made is using my party member selection. You have to figure out how to kill each bosses if you choose a different party member. At least get Alayna though, she rocks.

Q: How can i increase my Book Reader points?
A: Kill enemies. You'll get BP which counts for book points.

Q: Do i have to pay my debt?
A: Yes, if you want to progress further in the game.

Q: Can i grind my level and kill the three bosses battle in the first month?
A: Probably, but i don't want to test it out since you'll need to have a very high level to do that.

Q: Can i have a roomate which is not in my party?
A: Yes. Talk to the red haired guy near Ted statue in Dungeon of Work. Note that you can only start kicking Randall when you have killed the boss south from your castle.

Q: I follow your guide but i don't have enough money to send to Debt Army.
A: The money i asked to send to Debt Army is your Net Income. You'll get the money back after you advance a month. If you don't have the money, do the easy money trick or send whatever you got.

Q: Where is the easy money trick?
A: Check Reducing Your Debt section where you enter Societyville for the first time or just CTRL+F "===Easy money trick".

Q: Help! I got a status effect but i don't know what it is!
A: It's actually easy to understand them if you played a lot of RPG Maker games.
Reduce physical attack accuracy.
Disable special skill.
There are 2 types of these status effect. One will disappear after battle and the other will not.
Unable to do anything before getting hit.
You can't control this party member and he/she will sometimes attack your party member.
Inflicts damage overtime (every turn in battle and every map change outside battle).
Unable to do anything in the turn (and(or) the next turn) a party member get this status.
I think the others are self explanatory.

Q: What are boats and cars for?
A: It's to satisfy your inner desire. I mean... nothing.
You can see the car in your house and the boat in Port of Possibility.

Q: Why do you have so much HP/MP? I keep on running out of MP because i have to heal my party member!
A: Don't use your party member's healing skill if you want to heal after battle. Use the ones which are not in your party instead.

Q: I did what you said, but i still am running out of MP fast.
A: Conserve your MP as much as possible. If i didn't say how to beat a certain monster in the area, i usually kill it with physical attack (although it has so much HP). Even if you need to use your skill, use the party member's skill which have less MP, unless the monster is very strong.

Q: I find an enemy that's wasting too much MP or too strong to kill.
A: Either run or load your save. It's better to skip that enemy instead of wasting your MP in a dungeon. If you need exp, you can always come back later.

Q: I can't beat this boss with your strategy.
A: There are some bosses which requires luck to beat (since his attack can one or two shot your glass cannon). In that case, you just need to load your save until you're lucky enough. If you don't really like doing that, you might want to skip the dungeon or revising the strategy.

Q: What's the max level in this game?
A: I don't know. My highest party member is lv 68 and she still hasn't capped yet. The max level might be lv 99, although i'm not really sure.

This section will list all skills that each character has. Here's the format.


Joined at level: 1.
Unlocking location: -.
Usual location: -.
Initial equipment:


Joined at level: 2.
Unlocking location: Relationship Forest.
Usual location: Societyville.
Initial equipment:


Joined at level: 4.
Unlocking location: Port Nostalgia, southwest house.
Usual location: Port Nostalgia, southwest house.
Initial equipment:

Joined at level: 6.
Unlocking location: Tower of Self-Improvement, Floor of the Arts.
Usual location: Tower of Self-Improvement, entrance.
Initial equipment:


Joined at level: 6.
Unlocking location: Relationship Forest.
Usual location: Relationship Forest.
Initial equipment:

Additional info from RED MIGHTY MORPHIN POWER RANGER:

Originally posted by RED MIGHTY MORPHIN POWER RANGER:

Lisa can weaken a single target with Pleasantness which basically halves the damage it does until the debuff expires (which makes her very effective against bosses despite her poor skillset).

Joined at level: 6.
Unlocking location: Port Nostalgia, Pub.
Usual location: Port Nostalgia, Pub.
Initial equipment:

Additional info from RED MIGHTY MORPHIN POWER RANGER:

Originally posted by RED MIGHTY MORPHIN POWER RANGER:

Caleb's Inspire can be cast outside of battle to buff them before a boss fight.

Joined at level: 7.
Unlocking location: Societyville, Library, second floor.
Usual location: Societyville, Library, first floor.
Initial equipment:

Joined at level: 8.
Unlocking location: Tower of Self-Improvement, Floor of the Mind.
Usual location: Tower of Self-Improvement, entrance.
Initial equipment:


Joined at level: 12.
Unlocking location: Dungeon of Work, Promotion Dungeon B2.
Usual location: Societyville, Coffee Shop.
Initial equipment:

You can get married in this game. There are 7 wife candidates in total although you can only marry 6 person. In order to marry your wife candidate, you have to have a specific letter for each person. However, i don't know how to get the said letter for Emily which means you can only marry 5 person in total if you follow this guide.

After you get married, some wife will give you special service and Spouse expenses each month. You also have to keep your wife in your party at all times. There are 2 wife candidates which is not included in your party so they are an exception. Your wife will also stay in your house and pay for their rent share (if there's any).

If you want to marry your wife candidate, just choose Marriage? option when you have her letter.

Letter: Red Letter.
Letter location: Talk to her and choose Marriage?.
Marriable: Yes.
Exclusive service: Sells Sandwich ($40, recover HP), Packed Lunch ($150, recover HP), and Gourmet Lunch ($500, recover HP and MP).
Spouse Expenses: $100.
Location: Port Nostalgia.

Letter: Black Letter.
Letter location: Depression of Bastion.
Marriable: Yes.
Exclusive service: Decors your room.
Spouse Expenses: $200.
Location: Tower of Self-Improvement, entrance.

Letter: Pink Letter.
Letter location: The Fortress of Discontent entrance.
Marriable: No.
Exclusive service: -.
Spouse Expenses: -.
Location: Relationship Forest.

Letter: Black Letter.
Letter location: Volcano of Ambition.
Marriable: Yes.
Exclusive service: Adds $600 to your net income. (credits to RED MIGHTY MORPHIN POWER RANGER for the info!)
Spouse Expenses: $0.
Location: Societyville, Library, first floor.

Letter: ???.
Letter location: ???.
Marriable: Yes.
Exclusive service: ???.
Spouse Expenses: ???.
Location: Societyville, Coffee Shop.

Letter: White Letter.
Letter location: Dungeon of Advertising.
Marriable: Yes.
Exclusive service: Adds $1100 to your net income. (credits to RED MIGHTY MORPHIN POWER RANGER for the info!) If you marry her before buying a house, you'll get a house without a loan. (credits to dante82 for the info!)
Spouse Expenses: $0.
Location: Financial Mine.

Letter: Gold Letter.
Letter location: Promotion Dungeon B4.
Marriable: Yes.
Exclusive service: Sells To the Top! ($10000, Goal) and High Society ($10000, Community)
Note that these items aren't that op.
Spouse Expenses: $1000.
Location: Promotion Dungeon, second floor.

---

And here's an additional info from RED MIGHTY MORPHIN POWER RANGER:

Depending on who you marry, you may meet a bug where your mortgage increases and your equity decreases which probably makes paying off the mortgage impossible. Curiously enough, marrying anyone who isn't Cecilia (excluding Lisa & Emily) creates this phenomenon. Perhaps this is the developer's way of telling us who is his OTP? ;)

Books work like an equipment by giving a stat boost just by using it. After you collect enough BP in battle and max the "xxx Reader" skill (you can see it in equipment menu), you'll get a permanent stat boost (around 10% from your stat i think). This way, you can read all the books and obtain all permanent stat boost from the books if you grind for it. Because this permanent stat boost is different from the stat boost which is given by the book, this stat boost can be boosted again after you equip the particular book.

Tip: You can borrow books in the library by talking to Cecelia across the table.

You can craft items from Jacob in his House in Societyville.
His house is on the north from the well.

Item: Coffee
Materials: Hot Water + Coffee Grounds
How to get:
Hot Water:
- Bad Influence and Trivial Relationship (Relationship Forest)
- Mindless Purchase, Recreational Shopping, and Future Discount (Savings Mineshaft)

Coffee Grounds:
- Ratrace (Realm of Financia, north of Castle Sanity)
- Mindless Purchase and Recreational Shopping (Savings Mineshaft)

Item: Sandwich
Materials: Lettuce, Bread
How to get:
Lettuce:
- Elf NPC outside Jacob's house
- Pains (Floor of the Body)
- Mindless Purchase, Recreational Shopping (Savings Mineshaft)

Bread:
- Elf NPC outside Jacob's house
- Slave to Habit (Floor of the Mind)
- Aches (Floor of the Body)
- Mindless Purchase, Recreational Shopping (Savings Mineshaft)

Item: Custom Bike
Materials: Bike Frame, Wheels, Chain
How to get:
Bike Frame: Jacob
Wheels: Impulse Purchase (Savings Mineshaft)
Chain: Startup Cost, Overextension (Sidejob Cave)

Item: 5x Hobby Token
Materials: Wood, Tools
How to get:
Wood: Lingering Doubt, Negative Memory (Realm of Financia, south of Castle Sanity)
Tools: Splurge (Savings Mineshaft)

Item: Ring of Society
Materials: Unobtainium, Phlebotinum
How to get:
Unobtainium: Defeat Stupidity in Floor of the Mind
Phlebotinum : Defeat Preventable Death in Floor of the Body

Item: Meta (Virtue), Satire (Book), Sociology (Book), Neuroscience (Book)
Materials: Some Gold, Some Experience, MacGuffin
How to get:
Some Gold: Debt, I Guess (Hal| DGb!~%6*& / #wD@)
Some Experience: Something Something Frugality (Hal| DGb!~%6*& / #wD@)
MacGuffin: Personified Vice (Hal| DGb!~%6*& / #wD@)

- Go south and talk to the scholar hat guy.
- Take the book in the east corner of the table to get New Genre: Fitness.
- Go to the southwest area of the map and open the chest to get Ring of Sanity.
- Head outside from the north exit.


- Head west to the woods.

- Open the chest to get some items.
- Head south and talk to the guy to get your first party member.
- Press Z on the "altar" on the west side.
- Head back to Realm of Financia and go north from Castle Sanity to another castle looking building.

- Go to the hole in the north and save before entering.

Note: it's better if Bob reach level 2 before entering this area because most enemies will have weakness to Paperwork which is obtained at level 2.

If you are having trouble in killing the monster with normal damage, use Paperwork. For Boss Encounter (this is a monster name), have Randall casts Whine too. You can also run if you think that you won't be able to beat it.

If you run out of health, use the healing skills of each character.

- Open the chest containing health restoring items to the south of you.
- Open the chest containing a monster (spam Paperwork to it) and status restoring items next to the first chest.
- Open the chest containing New Goal: Get a Promotion in it to the south of the previous chest
- Open the chest containing New Community: Work Acquitances in the northeast area. You have to head east from the red bandanna guy first.
- The boss is in the southeast area. Fight it. Make sure you have full health and save before fighting it.

- Return to Castle Sanity.

- Talk to the scholar hat guy.
- Press Z on the bed.

Note: From this day onwards, you'll always advance a month whenever you rest in bed.

Fight the losing battle.


This is gonna be a tough month. Prepare yourself.

- Head to the north exit.

- Head to the east, to the small house like building.

- Open the crate on top of the Pub building to get New Community: Old Roomates.
- Go to the house in the southeast area (the one with coin sign) and press Z on the book beside your mom to get New Genre: Diet.
- Go to the white house and open the crate to get New Goal: Reclaim the Past.
- Talk to the bad guy near the white house twice to buy 2 Coffees for $20.

- Go to the house in the southwest area (the one without sign) and ask the girl to join your party. You'll need to talk to her twice and choose Interested in joining me? option to do that.


- Now go to Relationship Forest.


- Head west to see a rock puzzle.
Push the left boulder up and the right boulder... right.
Open the chest to get New Community: Online Forums.

- Head south for another rock puzzle.
Go from the right side since you can't push the first rock from there.
Push the leftmost and rightmost boulder to the right once.
Open the chest to get New Virtue: Thick Skin.


- Head east to get New Goal: Form Friendships from the crate. Don't go to the east because the enemy is way too strong.
- Head west and press Z on the red flower.
- Head north and then press Z on the black thingy.
- Head west to exit the forest.

- Head to the house like building.


- Go to the northeast corner of the area and open the chest to get New Community: Drinking Buddies.
- Go to the Coffee shop (house with bag sign) and buy a coffee to get Coffee Shop Friends.
- Go to the house on the front of the well and talk to the person inside, Jacob, to get Bicycle Frame.

Note: you can also craft items by talking to him which can lead to "easy" money trick.


- Use the easy money trick to collect $12146.These will be used for:

• Paying all Credit Card debts (return to Castle of Sanity, talk to the soldier near the south door, and send reinforcement to First and Second Legion) ($6974 + $3102)
  
• Buy Ring of Society in Societyville Store (house with ring sign) ($1000)
  
• Buy Ring of Improvement (to be bought later) ($750)
  
• Buy at least 4 History books in the book store (house with wand sign next to the house with bag sign) ($30 * 4)
  
• Buy 2 Work Charm from the bunny lady next to the house with ring sign on it ($100 * 2)

Don't forget to have some sandwich and left some money when you're doing it.

Note: I know that this is somewhat grindy so if you can't take it, you can skip it and buy at least both the books and Ring of Society.

Note: From now on, you can buy books. Books are a great permanent stat enhancing item. However, you need to max out your "xxx Reader" skill which can be seen in equipment menu to obtain the permanent stat enhance. The said skill can be filled with BP which can be obtained after each battle. I advise you to get EXP book (History) first and use other books after you finished it.

Note: You can also borrow some books from the library. Here's some info from Jargonaut:

Originally posted by "Jargonaut:

List of books that you can check out from library for FREE : Encyclopedia, Thesaurus, Philosophy, Financial, Classics, Fantasy, Science Fiction, Thriller, Mystery, Romance, Graphics Novel. To check them out, you need to talk to Cecelia, from the south across the table. Then she will show you a list of books that can be checked out. If you talked to Cecelia from the east, she will just chat with you and you will not be able to check out books.

- Use History books to all of your party members.


After you paid all of your Credit Card debts, return to Societyville with Ring of Society.
Actually, you can still explore more of this place, but i suggest that you get another party member before doing it.

Exit Societyville and head west to enter a Tower.


- Talk to the guy with red bandanna and buy Ring of Improvement.
- Go to the portal to the north and go to Floor of the Arts.

- Talk to the girl to make her join your party.
- Go to the house in the northwest area of the map (the one with wand sign)
- Return to Societyville.

- Go to the house in the northwest area.

- Talk to the yellow haired girl to get Library Card. This is an item which will raise your experience at the cost of reduced stat.
- Talk to her again and choose What's upstairs?.
- Go upstairs and talk to her again to make her join your party.

Here's my party member for now:

Before proceeding, equip Work Charm to both Cecelia and Alayna. The enemies should be easy to kill since i just use normal attack to kill them all. Use Sandwiches whenever necessary.
Open all the chests (the last one is guarded with 3 enemies) and collect all the books before talking to the boss. You should get both New Community: Book Club and New Goal: Read Books from two of the chests.


- Press Z on the crack after defeating the boss.

Now it's time to cut down your expenses.

Return to Castle Sanity with Ring of Sanity.

You should notice a stair in the west room. Use it to go to the basement. There will be a lot of monsters which can be killed to cut down your expenses.


Here's my current party members:

Let's start with the blue flying demon (Utilites monster) first.

After the fight, use Gina's Support skill to heal the party members because we'll kill two more monsters before advancing a month. Get the rat (Food Bill) next.


The monster will transform after this, but at least you manage to cut down a lot of expenses. Heal your party members with Gina's Support skill and kill the blue slime (Phone Bill) next.


Now, time to sleep and advance a month.

Return to the basement. Here's my current party level:

Now kill the bee (Car Expenses monster).

The monster will transform. The rest are quite too strong for you to beat for now, so let's leave it as it is.

Go to Tower of Self-Improvement and go to Floor of the Mind.


My party:

- Talk to the monster in front of you.

You can use physical attack to all random enemies except Past Mistake which you'll have to kill it with personal attacks (it only need to use Cecilia's skill twice). Forget attacking Glimmer of Inspiration because it's too tough to hit and will just flee after a few turns. Use Sandwich whenever needed and make sure both Cecilia and Alayna has at least 100 MP to spam skill on the other boss.


- Use Gina's Support to heal after the battle.
- Open the chest near the entrance to get New Genre: Satire.
- Follow the path on the right side from the previous chest to find another chest which contains New Goal: Learn Languages.
- Open the chest on the northeast area to get 5 Reflections.
- Follow the left path from the reflection chest to find a guy which will join your party after you talk to him.
- Save before you enter the area with the pentagram because you'll face the final boss in the area.


- You'll get Unobtainium after killing the boss.
- Open the chest to get New Virtue: Courage.

Go to Forest of Friendship.

- Go to the place where you meet Randall and you'll meet a girl instead.

- Talk and help her.
I change Alayna for her.


Note: This actually can be done before Cecelia joins your party, but i somehow missed it.

- Switch back Lisa with Alayna after the battle through Formation in the menu.
- Return to Castle Sanity.

- Send $700 to Debt Army.
- Advance a month.


- Go to the basement.
My party:

- Kill the dragon (Rent).

- Kill the bat (Food Bill).

The monster will transform. Now send $1000 to Debt Army and advance another month to restore your MP.

Go to Dungeon of Work.

- Head to Dungeon of Promotion.


My party:

Use human skill to Uncooperative Coworker. Kill the others with physical attack.
Stupid Customer has a high attack, so kill it first.
There are also some "mini bosses" which patrols the area.

- Go to the northeast corner and talk to the girl to make her join your party.
- There are 2 treasure chests to the south, containing New Goal: Corporate Ladders and 3 Rethink Lifes.

- There will be a guard in the southeast area.
Talk to him and then go back to the room next to the entrance to talk to the king.
- Return to the guard's place and kill the boss.

Return to Castle of Sanity.

- Send $900 to Debt Army.
- Advance a month.


- Go to the basement.

My party:

- Kill the button (New Gadgets).

- Kill the succubus (Entertainment) next.

- Kill the dog (Social Expenses) next.

- Kill the ogre (Gym Membership) next.

That's it for now. Go upstairs, pay $1300 to the Debt Army and advance a month.

Enter Tower of Self-Improvement in the Floor of Society.


My party:

- Talk to the monster in front of you.

You can use physical enemies to all enemies except Facebook Comparisons which you spam with human skills and Fear of Rejection which you kill with Bob's insight+Persistence. All enemies will drop either Trinket or Doodad which is useful in the area.

- Talk to the old man to the left of the green boy to engage a fight.You'll receive Pocketwatch after that.

- Give Pocketwatch to the guy in the southeast area.
- Talk to the yellow haired guy to get Shiny Stone.

- Now you'll need to farm at least 2 Trinkets and 2 Doodads from random encounter monsters.
- Give Doodad to the lady which is roaming in the center area to get Thing.

- Give Trinket to the guy in the northeast area.
- Talk to the purple capped guy to get Thing.

- Give Shiny Stone to the girl next to the Trinket guy.
- Open the chest to get Deed to a Gold Mine.

Note: Don't give the Sandwich to the guy next to the chest.

- Give Deed to a Gold Mine to the green haired guy which is roaming in the center area to get Random Rock.

- Give Rock to the purple capped guy in the southwest area.
- Talk to the girl to get New Virtue: Humor.

- Give Doodad to the lady in the middle west area.
- Talk to the old man to get Thing.

- Give Trinket to the lady in the northwest area.

- Give 3 Things to the old woman in the middle east area.
- Talk to the man to get New Virtue: Politeness.

There should be a girl asking for Fetch Quest and the Sandwich guy left. You'll have to return to this place later on.

Enter Floor of the Body.


My party:

- Talk to the monster in front of you.

Use physical attack on all enemies except Aches which you defeat with personal skill.

- Go to the southwest area and open the chest to get New Accessory: Bike.
- Go east to find another chest containing New Virtue: Work Ethic.

- Go to the northwest area from the entrance.
- Open the chest on the northwest corner to get New Accessory: Bike.
- Follow the path and open the chest near the pentagram to get New Goal: Run a Half-Marathon.

- I almost run out of MP at this point. Time to return to Castle of Sanity.

- Pay $1300 to Debt Army and advance a month.


- Return to Floor of the Body.

- This time, head north to get two chests containing New Accessory: Bike and New Genre: Fitness.
- Head east from the entrance.
Make sure you don't touch the guards. For the rightmost area, notice that there is one panel which is not stepped by the guards.
There will be two chests containing New Accessory: Bike and New Community: Intramural Team in the area.

- Go southwest from the entrance and then east to push the bottom rock to the south once.
- Go south from the entrance and push the top rock to the south once and to the left once.
- Push the bottom rock to the left once.
- Kill the boss.

- You'll get Phlebotinum after killing the boss.
- Open the chest to get New Virtue: Work Ethic.

Return to Castle Sanity.

- Pay $1300 to Debt Army
- Advance a month.


Actually i have missed some things (again) and you can't really proceed without it so let's do it now.

- Go to Port Nostalgia.

- Enter the Pub and talk to the blue haired man twice.
Help him to make him join your party.


Now, go to Castle Sanity.

- Send $1300 to Debt Army.
- Go to the south exit to trigger a boss fight and unlock new areas and events.


- Head south.

- Head west, to the black castle.

- Open the chest to get Pink Letter.
- Enter the black mountain in Realm of Financia, south from Castle Sanity.


(The name is obviously a made up name since i don't know the name of this place.)
- Head north and buy New Goal: Sophisticated Friends from the elf for $3000.
If you don't have the money, use easy money trick that i explained in Societyville to get it.
This is a great goal so make sure to equip it.
- There is a cave ahead, but it's still too hard for you so return to Realm of Financia and head east, to the ship.

- Speak to the ghost to trigger a boss fight. You might want to have all party members have Drive Charm (anti Complacency ring) for this fight. The said ring can be bought from bunny girl in Societyville.

Killing it will let you sail Sea of Ambition.

There will still be some random encounters in the sea. Kill False Dream and False Aspiration with personal skills and the others with physical attacks.

There's nothing much to do here since the enemies in each area are quite strong, but if you keep on heading east, you'll find a red house.


- Get both chest to get $1599 and 10 Hobby Tokens.
- Get the sword to get The Murashie. It has a great SATK.

After getting Alayna to lv 18, you should be able to take down Car Expenses (red scorpion) in Castle Sanity's basement.


I just noticed that Randall didn't pay his rent.
Kick him from the Forest of Friendship and recruit Bill, the red haired guy, in Dungeon of Work. I also change Randall to Emily at this point for more damage and let Bob use Fedora.
Now, it's time to store $1400 to Debt Army and advance a month.

Head to north from Societyville and enter the mine.

- Head to the southwest corner of the map and take the ladder.


My party:

The enemies in this place should be fairly easy at this level. Kill Recreational Shopping with personal skill.

- Go left and use the cart.

- Go through the rails after the second cart (do not use the cart).
- Flick the switch.
- Head all the way to the south to reach a chest containing New Goal: Invest.
- Use the second cart.
- Open the chest in the area to get New Goal: Build Net Worth.
- Use the second cart again, flick the switch, and use it again (or you can just go to the area east from the switch).

- Go through the rails after the third cart and flick the switch.
- Use the third cart and open the chest to get New Goal: Save Money.
- Use the third cart again, flick the switch, and use it again.

- Use the fourth and the last cart and follow the way to the last room.
- Inspect the paper to trigger a fight.

Go to the southeast area of the map and take the ladder.


My party:

All enemies can be killed with physical attack except Fearling which weak against work skills and Ponzi Scheme which weak against delusion skills.

- Open the chest next to you to get $500.
- Open the chest on the right of you to trigger a fight.

- Open the chest to the north from the previous chest to trigger a fight (right) and get New Goal: Build Passive Income (left).
- Head south to find three chests (in two area) which triggers two fights (right) and New Goal: Beat the Market.

- Head west from the entrance and go north to find three chests (in two areas).
The left chest contains a fight.
The middle chest contains -$1000 (yes, you lose money).
The right chest contains a fight.

I'm running out of MP at this point so i decided to advance a month.
Don't forget to pay $1400 to Debt Alliance beforehand.


Return to Investment Quarry.

- Head south to find a lot of chests.
The first chest you find contains a fight.
The 2 chests in the second area contains $500 (left) and a fight.
All of the chest in the next area except the area before the area with 3 chests contains a fight.
The chest in the next area contains a New Virtue: Patience.

Make sure to save before you go to the area with 3 chests because you'll be greeted with 3 Bad Investments.
The 3 chests in the last area will open simultaneously containing... jack squat aka nothing.

- Head south from the entrance to find another annoying Bad Investments.
The 2 chests in the area will open simultaneously containing nothing (again).

- Head south again and inspect the papers. Make sure you save beforehand.

After finishing both Savings Mineshaft and Investment Quarry, you can save your money in the altar in the west room in Castle Sanity (the one with the ladder to the basement). All money that you have deposited will be increased by 0.001% each month. Invest all of your money here except $1400 to pay to Debt Army and advance a month.

After finishing both Savings Mineshaft and Investment Quarry, you can go to dungeon of work to get your third promotion.

Note: if you still can't access it, try sleeping until month 12. You can only access this dungeon once 12 months have passed. (credits to Jargonaut for the info)


My party:

For the random encounters, prioritize killing Deadlines because they got high damage.

- Inspect the candle.
- Inspect the right candle.

- Inspect the northwest candle.
- Inspect the bottom candle.
- Open the chest to get New Community: Work Friends.
- Return to the "four candles" area.

- Inspect the northeast candle.
- Inspect the rightmost candle three times.
- Open the chest to get New Virtue: Work/Life Balance.
- Return to the "four candles" area.

- Inspect the southwest candle.
- Head southwest/southeast until you find a candle (not the big chandelier).
- Open the chest to get New Community: Upper Crust.
- Return to the "chandelier" area.

- Inspect the big chandelier.
- Kill Ted.

Now, it's time to cut down your expenses. Head down to the basement in Castle Sanity.


My party:

Kill the red, one eyed monster (Food Bill).

Kill the plant (Vacation).

Kill the Wine.

Kill your doppelganger (Tailored Suits).

Kill the flower (Vacation).

Send $2600 to Debt Army and advance a month.

Head to Tower of Self-Improvement and go to Floor of the Arts.


My party:

- Talk to the monster in front of you.

For the random encounters, kill Rejection with personal skills and Art Expenses (if there is more than one) with work skills. The enemies in this place isn't that hard, but they love to blind (unmotivated) you. You can use Motivation Charm from the bunny girl in Societyville if you want.

- Head east and open the chest to get Antimatter Key.
This key is used to open grey doors.
- Open the grey door in the northeast area.
- Open the chest to get Antimatter Key.
- Head south 3x, west 2x, and head south to open an invisible chest containing Antimatter Key.


- Head west from the entrance and open 2 chests to get 2 Antimatter Keys.
- Open the grey doors on the left and open the chest to get New Virtue: Vision.

- Head south from the entrance and open the grey door.
- Head south and open the chest to get Antimatter Key.
- Go to the dead end on the right path and press Z to open an invisible chest containing Antimatter Key.

- Open the grey door in the east.

- Head southeast and open the chest to get Antimatter Key.
- Open the grey door in the east and open the chest to get New Goal: Learn an Instrument.

- Return to the previous grey door and head south.
- Open the chest to get Antimatter Key.
- Go to the dead end at the right path to open an invisible chest containing Antimatter Key.

- Head east and open the chest to get Antimatter Key.
- Go south 1x, west 1x, south 1x, west 1x, and head south to open an invisible chest containing Antimatter Key.


- Return to the previous chest and use open all of the gates.
- Talk to the monster.

- Open the chest to get New Goal: Create Beauty.

Do you remember the other path in Friendship Forest which leads to another map?
Let's go there now. If you forgot how to get there, head west from the place where you meet Lisa and head south. After that, go all the way to the east.


My party:

The enemy here is quite strong so watch out.
Emotional Vampire and Societal Pressure weak against human skills.

If you're having trouble with this map, you can try going to Free Time Mountain first instead (head to the Dungeon of Advertising section for it) to get Me, Myself, and I which can make you immune from the Forever Alone attack. (credits to dante82 for the info!)

- Head south and open the chest to get New Virtue: Acceptance.
- Head east and then north and open the chest to get New Virtue: Empathy.
- Talk to the monster.

Return to Castle Sanity and you'll be greeted with a chest containing Key of Marriage near your bed.

- Send $2600 to Debt Army and advance a month.

Do you remember the red house where you get the op sword, The Murashie?
Head north from it and you'll find a crumbled ruin. Enter that place.


(The name is obviously a made up name since i don't know the name of this place.)
My party:

Use work skills to Inexperience.
Overextension is quite a tough enemy so if you think you can't take it out yet, load your save when you encounter one.
This is a good spot to farm Hobby Token.
Make sure you have all of your party members equip virtue which is strong against stress.

- Head north and you'll find a white rock. Inspect it.

You'll get more $100 per month after defeating it.

- Head all the way to the east, go upstairs, and the follow the path to the south get a chest containing New Goal: Build Business.
- Return to the stair and head south instead (without going upstairs) and you'll find a stair.
- Go upstairs and inspect the white rock.

You'll get more $100 per month after defeating it.

- Return to the stair where you find the treasure chest and head west, then north (to the new area section).
- Go upstairs and head all the way to the north to get a chest containing New Community: Colleagues.

- Return to the stair and head north (without going upstairs) to find another white rock.
There are 2 New Ventures here but they are beatable although it will take much longer.

You'll get more $100 per month after defeating it.

- Return to the previous stair and head all the way to the east.
You'll find a stair to the north and east.
- Take the north stair to find another rock.
I'm starting to lose MP here so make sure to at least leave 100 MP to all party members except Bob.
You'll get more $100 per month after defeating it.

- Return to the previous stair and take the east stair.
- Go upstairs when you see another stair and go all the way to the north to find another chest.

You'll get more $100 per month after defeating it.

- Open the chest to get New Goal: Escape the Ratrace.

Return to Castle Sanity, pay $3100 to Debt Army, and advance a month.

Go to Port Nostalgia.

- Talk to the bald guy and give him $100 to get New Goal: Help Others.
- Talk to him again and give him $250 to get New Accessory: Work Gloves.
- Go to Mom'n'Pop Embassy (house with coin sign).

Mom'n'Pop Embassy
- Talk to your dad to get New Virtue: Self-Sufficiency.
- Go to Gina's house.

Gina's House
- Talk to Gina and choose Marriage? to get Red Letter.
- Head south from Castle of Sanity and enter the oasis.

Hobby Oasis
- Head east, then north until you find a chest containing New Community: Birds of a Feather
- Return to the entrance and then go west (there are some gaps between the trees), then north until you find a chest containing New Goal: Finish Video Games.

Note: You can exchange your Hobby Token for credits here through the golden statue (1 Token = $100 rate), but i suggest you to do it later when you have 99 Hobby Token to get an extra Community.

- Exit the oasis and go to the sea.

Realm of Financia
- Head all the way to the north until you find a volcano.


Volcano of Ambition
My party:

Make sure to use virtue which is strong against aggression.
Attack Workaholic with work skills.
Profligate has a strong skill which can one hit your party member. It weaks against human skill.

- Go to the east area and head north to find a chest containing New Community: Opposites Attract.
- Return to the previous area and head all the way to the north to find a chest containing New Goal: To the Top.
- Return to the entrance.

- Head to the west area and head all the way to the north to get a chest containing Black Letter.
- Return to the entrance.

- Follow the pathway to the north on the west (the pathway between the entrance and the west area) until you find a chest.

- Open the chest to get New Goal: Realize Artistic Dreams.

Head south in Sea of Ambition from the brown colored land until you reach a blue house.


My party:

You can buy your house here, but we're not going for that now.

- Go through the left stair.
- Inspect the map.

- Head downstairs and go through the right stair.
- Inspect the map.

Return to Castle Sanity.

- Open the chest containing Key of Home near your bed.
- Pay $3100 to Debt Army and pay 200 to sleep.

Note: I suggest you to not advance a month anymore before you reach Wealth Mansion. You will get an additional item later for beating the first boss in less than 18 months (you only have 1 month!) If you need to heal your party, you can pay 200 to sleep. You also can do the easy money trick to pay off the rest of the loan or advance a month after you reach the mansion. Credits to Jargonaut for the info.

Head to the west area below Hobby Oasis through Sea of Ambition. You'll find a tower.


My party:

The enemies here are quite strong. You have to use personal skills to kill it since they resist work and human skill. They also can stun (shock) you a lot. Luckily, their encounter rate is low.

- Go through the right stair.
- Inspect the north hole.
- Go upstairs twice.
- Go through the northenmost hole near the alleyway.
- Go upstairs thrice.
- Inspect the chest.

- Inspect the chest (again).

You'll get New Community: Support Network.

- Go downstairs 3 times and inspect the hole.
- Go upstairs twice.
- Use the right stair.
- Open the chest to get New Goal: Volunteering.
This goal doubles item effect.
- Go upstairs.

- Head down to the hole in the northeast corner.
- Head down the hole (again) to find a chest containing New Virtue: Hope.
- Head down the hole.
- Head down the hole beside you.

- Go upstairs twice.
- Head down the hole in the middle of the area.
- Head down the stairs and you should be in the entrance.

That's it for now. We'll come back here later after we are strong enough to fight the last boss.

Since the next area is quite tough, we better call it a day to restore our MP.
Pay $200 to go to sleep (don't advance the month for this).

Head all the way south in Sea of Ambition until you find a crumbled castle.


My party:

As i said earlier, the monsters in this area are strong. I usually do:
Bob -> Persistence (Dedication if there is Loss of Joy)
Emily -> Concrete View
Cecelia -> Problem-solver
Alayne -> Artistic Surge
combo if there are more than one enemies (except Chemical Imbalance)

Use physical attacks otherwise.
Make sure you're using virtue which is strong against aggression because Loss of Joy's Doubt of Depression is very strong.
Prioritize attacking Chemical Imbalance. They have a high damage and low HP (and weak against physical attacks).

- Go to the west area and head all the way north to find a chest containing New Virtue: Hope.
- Head to the south area twice, head west, and then north to go upstairs.
- Inspect the crystal.

- Go downstairs and head all the way to the south to go upstairs.
- Inspect the crystal.
- Press Z on the south "wall" to find a chest containing New Genre: Neuroscience.
This book reduces skill cost!
- Go to the south exit and return to the entrance.

- Follow the path to the east to find a stair.
- Open the chest beside it to find Blue Letter.
- Go upstairs.
- Inspect the crystal.
- Return to the entrance. You can do it easily by pressing Z on the "wall" south from the crystal.

- Head all the way to the north until you find an area with pebbles on the right side of the wall (two area north from the entrance).
- Inspect the pebble.


- Follow the path until you reach a stair.
- Go upstairs.
- Return to the entrance. You can do it easily by pressing Z on the "wall" north from the crystal.

- Head all the way to the north until you find a chest.
- Inspect the chest.

- Open the chest to get New Goal: A Meaningful Life.

Return to Castle Society, advance a month to get a key in the next section.

- Open the chest next to bed to get Key of Debt.
- Go downstairs (not the basement), the stair between your debt and the south area where you pay to Debt Army.
- Talk to the second maid from the left and choose Will you marry me? to get New Virtue: Meta.
- Put all of your money either in the bank or brokerage.
- Go to The Fortress of Discontent.


My party:

Bring some MP restoring items with you (preferably Coffee). This will be a long fight.
Make sure you use virtues which are strong against stress. At this point, you should have Hope (virtue) which can stand against more than one element.
Use personal skill to Uncertainty.
Prioritize killing Uncertainty because it has a nasty AoE attack.
Use any personal skill except Persistence and Problem-solver to Illusion of Futility.
If there are multiple enemies, kill Panic last because it has high HP.

- Head right.
- Head north when you reach an intersection.
- Follow the path and head south when you reach an intersection until you find a stair.
- Go upstairs.

- Walk to the south for a cutscene.

- Head to the west area and head south to find a coffin containing New Goal: Find Happiness.
- Return to the floor entrance and keep on heading south until you find a stair.
- Go downstairs.

- Follow the path until you find a coffin containing New Virtue: Self-Awareness.
- Go upstairs and return to the floor entrance.

- Head west and head south when you reach an intersection.
- Go downstairs.

- Follow the leftmost path to find a coffin containing New Genre: Sociology.
This book has HP Regen!
- Return to the previous intersection in the previous floor and head west.

- Inspect the coffin you find on the way to get Fetch Quest.
- Follow the path and go upstairs.

- Talk to the grim reaper.

My party:

You can't save here so proceed carefully.

- Head north to trigger a fight.

You'll get MacGuffin.

- Follow the east path.

You'll get Some Experience.

- Return to the spot where you fight Personified Vice and follow the west path.

You'll get Some Gold.

- Head north.

You'll get Item Slot.
There will be another boss battle in the north. Make sure you have enough MP.

- Head north and talk to the grim reaper.

Congrats for "beating the game"!
Press Z to make the credits roll faster.




Wait, seriously. You still haven't completed this game.

Go to Port Nostalgia.

- Speak to the bald guy to get $400.
- Exit to Realm of Financia.

- Use your airship which is located north from Castle Sanity and head all the way to the north.
- After you see some rocks in the sea, head east to see a pink house.
- Enter the house.


- Talk to the girl which is reading the book to get Work Gloves, Feather of Stats, and Shard of Raw Efficacy.
- Talk to the yellow haired man twice to get New Goal: Build Business.
- Exit the house.

Here's some additional info from Jargonaut:

Originally posted by Jargonaut:

When you go to Wealth Mansion for your presents after killing the final boss (1st time), you actually get more items if your time is under 18 months.
You get the message "♥♥♥♥♥♥♥♥♥, you beat the game in 18 months or less?" and you get an additional super item called "The Accessory". So you get Work Gloves, Feather of Stats, Shard of Raw Efficiency and The Accessory. Description for The Accessory is "Just... Wow, Take an accessory, no justification, no explanation, just have a great item.
It has great stats and some hidden properties and when you use "Optimize" during Equip, it will always choose The Accessory as the #1 item.

- Head to Investment Quarry with your airship.
- From there, head west to see a glimmering thingy.
- Inspect it to get Secret Credit Card Application.


- Use it on Bob.
- Now, return to basement in Castle Sanity and kill the rock monster (Health Insurance).

Do you remember the mountain which is in the south from Castle Sanity?
There are some items which i missed so let's go there again.

(Credits to James with the Games for finding the name of this place)

My party:
- Go up the ladder twice.
- Head east while hugging the wall.
- Head south.
- Jump off the cliff.

- Go up the ladder.
- Jump off the second cliff from the left.
- Hug the wall while going to the left to get the chest containing New Goal: Run A Marathon.
- Jump off the cliff.

- Go up the ladder.
- Go up the right ladder.
- Go to the chest.

- Open the chest to get New Community: Me, Myself, and I.
This community raises evasion, critical, and has status resist.
- Return to the previous ladder and take the left one.

- Jump off the cliff and open the chest to get 10 Hobby Tokens.
- Jump off the cliff and enter the cave.

My party:

Use virtue which is immune to Complacency.
You might want to use personal skills to Born Every Minute and Affluenza because they have a nasty attack.
Prioritize Customer Loyalty Trick from Shopping Addiction because it has lower HP.

- Follow the path and head east when you reach an intersection.
- Head south when you reach another intersection/
- Open the chest to get White Letter.

- Return to the previous intersection and head north.
- Inspect the hole to get New Goal: Find Self.


- Head west (through two piles of rock) and follow the path to the north.
- Go all the way to the west until you find a medusa.
- Talk to the medusa.

- Open the chest to get New Virtue: Mindfulness.

Now, i think it's a good time to farm for Hobby Tokens, BP, and levels for Caleb.
Head to "Sidejob Cave" and farm as many Hobby Tokens as you can.
Run away when you find Inexperience to conserve MP.
I farmed the Tokens until Caleb is lv 40 since it's taking too much time and i only have 64 Tokens. Well, at least i farmed a lot of BPs. We'll do it again later.

I know you don't have much MP right now, but i think this one is manageable with low MP.
Head to Depression Bastion and you'll see a blue with white glimmering thing to the south of it.
Enter the place.

My party:
Behold the power of grinding~!

(The name is obviously a made up name since i don't know the name of this place.)
- Open the chest to get Key to the Soul.
- Talk to the dragon.

You'll get Soulmates (Community) after killing the boss.

Now, go to Tower of Self-Improvement and head to Floor of the Soul.

My party:

Kill Ennui, Dissatisfaction, Plateauing, Apathy with personal skill. Most of them also weak to Caleb's Hope.

- Head east, then north, to the floor like the one in Floor of the Body.
- Open all the chests to get 2 Antimatter Keys.

- Now, head south from the previous spot and head south, to the floor like the one in Floor of the Arts.
- Open all the chests to get 2 Antimatter Keys.
- Push the boulder to the north.

- Head north, then west, to find a chest containing New Virtue: Peace.
- Return to the boulder and head east, then north (still in the floor like the one in Floor of Society).
- Unlock the grey door behind the girl and talk to her to get Wachamacallit.
- Unlock 3 grey doors near this place and open the chest to get New Virtue: Hope.
- Head east to see the walking guards again.
Don't touch them and slowly head to the south.
There is someone who will give you Pocketwatch after you talk to her.

- Return to the entrance and talk tot he guy to the north of you.
- Give him the watch and open the chest to get Antimatter Key.
- Talk to the lady behind you to get Soul Key.

- Head to the spot with walking guards and head all the way to the east, unlocking the grey door.
- Give Soul Key to the green haired guy.
- Talk to the ogre.

- Open the chest to get New Goal: Attain Enlightenment.

I run out of MP at this point, so you better call it a day.
Pay $3100 to Debt Army and sleep.

Let's go to Floor of Society in Tower of Self-Improvement.

My party:

- Give Fetch Quest to the girl in the northwest corner.
- If you didn't give Sandwich to the guy near the chest, he will turn into a monster.
- Talk to the monster.

You'll get Discussion Group (a Community) after winning the fight.

Now, exit Tower of Self-Improvement to Realm of Financia and ride your airship to the south until you find a path which is surrounded by mountains.


(The name is obviously a made up name since i don't know the name of this place.)
My party:

- Talk to the dragon.

You'll get Resilience (Virtue) after killing the boss.

Now, exit to Realm of Financia and ride your airship to the east until you find a brown land which is surrounded by mountains.


(The name is obviously a made up name since i don't know the name of this place.)
My party:

- Talk to the dragon.

You'll get Thrive (Goal) after killing the boss.

Head north from Financial Mine with your airship until you find a D shaped island.


(The name is obviously a made up name since i don't know the name of this place.)
- Head north to him and you'll be glitched out of the castle.

- Return to Demo Castle.

- Walk to him from the left side (the leftmost pillar is passable) and talk to him.

- Use your ring to go to Castle Sanity and use the airship to return to the castle.

- Talk to him from the left side again.

- Use your ring to go to Castle Sanity (to bring the airship back) and use the airship to return to the castle.

My party:
- Talk to him from the left side again and patiently press Z when it shows an error dialogue (it's not an error, seriously).

Now, return to Castle Sanity's Basement and kill the cerberus (Social Pressure).
My party:


You'll get Friendships Renewed after winning the battle.

Head to the white building west from Dungeon of Work.


My party:

- Inspect the clock.

Time will advance a year. Return to Castle Society and pay $1723 to Debt Army.


All done!

Go to House of Mortgage and buy a house. I suggest you to buy the biggest house because you'll get more items and you can't buy a second house.

- If you buy the biggest house, you'll get New Virtue: Responsibility, New Community: Home, and Ring of Home.

If you're curious about the treasure chest contents, here they are:
- Smallest house: Ring of Home
- Middle house: New Community: Home, Ring of Home
- Biggest house: New Virtue: Responsibility, New Community: Home, Ring of Home

Invest all of your remaining money and go to Wealth Mansion.

- Talk to the guy with orange hair to get New Community: Colleagues.
- Return to Shrine of Patience.

My party:

- Inspect the clock.

Invest all of your remaining money and go to Wealth Mansion.

- Talk to the guy with orange hair to get New Goal: Realize Artistic Dreams.
- Return to Shrine of Patience.

Go to Dungeon of Work and head to Dungeon of Promotion.


My party:

The enemies in this place are weak enough that you can spam physical attacks to them.
Don't forget to use status nullifies equipments (or immue to depression virtue) to make the fight easier.

- Head to the south area.
- Head 5x south, 2x west, 2x south, 2x west, 2x south, 3x west, 2x south, and head all the way to the west room to get a chest containing Veneer of Wealth (Goal).
- Return to south area's entrance.

- Head 1x south, 4x east, 4x south, 3x east, 6x south, and head all the way to the south room.
- Talk to the bald guy.

There should be one chest in the area left.
Return to dungeon entrance and head to the east area (go east from the guy to reach it).

- From the entrance, head 5x east, 4x south, 1x east, 2x south, and head west and follow the path until you reach the treasure chest that you missed before to get Veneer of Connections (Goal).
- Return to east area's entrance.

- Head 5x east, 4x north, 3x east, 2x north, 1x east, 2x north and talk to the woman to fight another Social Barrier.
- Open the chest to get Veneer of Wealth (Goal).
- Return to dungeon entrance and head to the west area.

- Head to the south area.
- Head 1x west, 3x north, 2x west, 2x north, 1x west and talk to the butler to fight another Social Barrier.
- Open the chest to get Veneer of Connections (Goal).
- Return to dungeon entrance and head to the west area, then to the north area.

- Head 1x north, 3x east, 5x north, 3x east, 2x south, 2x east, 1x north and talk to Brandi to fight another Social Barrier.
You'll get a defense increase against the boss.
- Return to dungeon entrance and head to the north area (from the guy, head 2x north, 2x west, 2x north, 2x east).

- Open the chest behind the boss (the large squares are passable) to get Work HMO and Gold Letter.
- Talk to the boss.

Now, it's time to cut down your expenses. Head down to the basement in Castle Sanity.


My party:

Kill the green slime (Golf Club Membership).

Kill the incubus (Massages).

Kill the white statue (Housekeeping).

Kill the flower (Landscaping).

Kill the lizard (Cruises).

Head west from "Demo Castle" until you reach a castle on white colored land.


My party:

Complainypants and Scorn weak against human skills.
Luxury Creep weak against work skills, but you better kill it with physical attack to save MP.
Just One More Year weak against personal skills.
Disease weak against physical attack.
Ostracization weak against human and personal skills, but you better kill it with physical attack to save MP.
Broken Plans weak against work skills, but you better kill it with physical attack to save MP.

Here's a tip from Narico-chan if you still haven't unlocked the east area:

Originally posted by Narico-chan:

After lots of (painfully bothersome) wandering in circles I figured that switch on the left should be down, while switch on the top should be up. That's when sword on the right disappear.

- Head east and then go north to the second path from the left.
- Go north to the leftmost path and follow the path until you see a switch.
- Inspect the switch.
- Return to the previous intersection and head east.

- Head south when the path split.
- Follow the way to reach a switch.
- Inspect the switch.
- Return to the first intersection and head east.
- Open the chest to get Letter of Resignation (Accessories).
- Return to the entrance and head north.

- Inspect the switch in the left path.
- Head east until you find a monster.
- Talk to the monster.

- Return to the entrance and head west.
- Follow the south path until you see a switch.
- Inspect the switch.
- Return to the previous intersection and head north until you reach a chest containing nothing.
- Return to the entrance and head north.

- Inspect the switch.
- Return to the entrance and head all the way to the east until you reach a statue.
- Inspect the statue.
- Return to the entrance and inspect the glowing grey stone.

- Head all the way to the north to get a cutscene.
- Return to the previous area to find a chest containing $1.

Invest all of your remaining money and advance a month.

Head to Tower of Tragedy.

My party:

- Head north to the basement.
- Talk to the armored guy.

- Open the chest to get New Virtue: Sorrow.

Invest all of your remaining money and go to Shrine of Patience.


My party:

- Inspect the clock.

Invest all of your remaining money and return to this place.

My party:

- Inspect the clock.

Inspect the clock to get New Goal: Use Time.

You better finish all of your business before going to the last boss. If you don't care about any of these, just head straight to the next section.

I'm not going to explain this section in detail, so here goes.

- Collect 99 Hobby Tokens and trade it with golden statue in Hobby Oasis to get New Goal: Analyze Books (50 Hobby Tokens award) and New Goal: Ultimate Sword of Grinding (100 Hobby Tokens award).
- You can farm Hobby Tokens in "Sidejob Cave" or Work Online!.

- Get a net worth of $500k (just go to sleep to advance a month everytime) and go to Wealth Mansion to get New Goal: Use Freedom (~$300k net worth award) and New Community: Financial Independents (~$500k net worth award).
- I think that the highest praise that you'll get is when you get a net worth of $1M.

- Get married. No, i don't know where Emily's letter is nor how to marry Lisa.
- Buy cars and ships in Societyville.
- Go to north from "Sidejob Cave" and enter the Oasis (Work Online!). There is a man who'll rip you off in the end. You need to bring at least $101,110 although you'll only use $1,110 for nothing.
- Learn all skill books (there are 19) for each party member. You can farm it in "Sidejob Cave" to farm book points and Hobby Tokens.
- Pay all of your mortgage. Note that this can only be accomplished by advancing months several times.

Go to The Fortress of Discontent.


My party:

Use personal skill to Uncertainty and physical attacks to other enemies.

- Head to the second floor.
- Walk to the south for a cutscene.

- Head to the third floor.
- Talk to the grim reaper.

My party:

- Head north and talk to the red monster.

Congrats for beating the game!
Press Z to make the credits roll faster.

Wow, this guide is very long. I actually want to put more than one places in one section but it ended up weird so i split them off. This make the table of contents to be very long. The guide itself is also way too detailed, although i hope that i didn't mistook between east and west since i tend to do that.

Actually, i want to remove my level and boss information at some point, especially when i just want to say "attack it with your strongest attack" or something. However, it will cause some inconsistencies if i do that so i decided not to do it.

The guide itself is actually not really a 100% guide, since i fail to know Emily's Letter location and how to marry Lisa. There might be more than this, although i'm not really sure.

Since this guide is very long, i tend to make more mistake than ever so i'm sorry for any grammar mistakes. I'll be glad if you can point out and correct them for me.

Anyway, i hope that this guide will help you to finish the game.

Beginner Guide - tips book character enemy item by www.keine-werbung
Books by Astral
some basic tips by rpgarcher
Health Insurance monster? by RPG Gamer Man
Floor of the Arts - Antimater Keys by feliscon
[Spoilers]Known Hidden Rewards/ Eastern Eggs - Welcome to Expand by amyhistoria
CQTDG by Jing
equ3striangam3r for confirming thar you need to advance a month to get Key of Debt.