Warning: This guide is information I've gathered from speedrunning the game and exploits the games mechanics. If you are trying to make money normally, good luck because there arent any guides i can direct you to.
That being said, ez steps below

1: Purchase faster internet then go to sleep to save your game.

2. Wake up and play scratch tickets

3. return to main menu then load your game. repeat step 2 until you reach 4-6k*

4. warp to blue house and go buy mining cards (They are at the ??? waypoint on your map)

5. go to sleep to save your cards after putting them in your house (WARNING: If you do not sleep after buying them you lose your money and the cards!!!)

6. Repeat step 2 until satisfied

This circumvents trying to get a loan from the bank to buy mining cards then struggling for 10 days to make money to pay it back. This is an all profit process.
You have to be extremely unlucky to not profit on scratch tickets, as getting 1k-5k is not uncommon. you should get it at least once in 3 resets. This may not seem like much, however your still going to be getting 100-500s every few tickets.

I tested this multiple times to 6k and its free. just do it.

Anyway, if someone could explain the follower system id be forever grateful.