Well I was shoppin for a new car
which one's neat?
A cool convertible or an SUV?

Too bad I didn't know my credit was wack
cuz now I'm drivin off the lot in a used sub-compact
F-R-E-E that spells FREE-creditreport.com baby

Saw their ads on my TV
thought about goin but was too lazy
now instead'a lookin fly and rollin' PHAT
my legs'r stickin to the vinyl and my possy's gettin laughed at

F-R-E-E that spells FREE-creditreport.com baby!