heads up. Pi is a new crypto that hasn't be listed yet. Mine it by searching it in an app play store. Use "askiamo2" as a referral Cheers

this page is not updated. if there are any questions please contact me directly.

If there are up to 3 people who also want to see the monthly numbers in the next year, I will continue to show them. otherwise I will post next year only information on the P2P industry but no portfolio numbers. (just write a small comment if there is interest in the monthly numbers)

As already mentioned there are some changes and I will not show the earned interest anymore.
I will only show the change in value of the portfolio positions.

I will present my numbers only until the end of the year. the P2P side will continue to operate.

According to Mintos, my mintos return is currently 11.76%, let's see what changes there will be in the near future.

I started to adapt my half mintos portfolio (1000 Euro) to the diversification criteria proposed by Mintos.
This means that I have used the maximum possible diversification criteria for half of the portfolio and have unlocked every borrower, every country, every type of credit, buyback and not buyback loans.

I'm still only invested in the euro and the maximum loan term I have increased from 2 to 3 years (so not yet fully diversified). I will now watch for a while how it works and then implement further diversification criteria, if I like what I see.

https://www.investitin.com/european-p2p-lenders/

https://www.creditgate24.com/de/blog/die-groessten-p2p-lending-plattformen-in-europa-infografik/

change the language setting in english

P2P providers can annoy!

Anyone who invests in P2P loans, preferably in several companies like me, may no longer want to check their e-mails.
Without having counted exactly, it is determined to 100 in the month of everything possible, such as the daily account overview or latest blog posts or or or ...

As a rule, this is pre-set by the suppliers, but luckily it can be changed.
Just go to Settings or "My Profile", which is a bit different from company to company, and change the email notification setting.
In general, you have several options for the various e-mail topics, and you can set the matter as you want it. For example, instead of the daily account overview, only one monthly, and less of everything else.

2 topics that are less fun, but I also have to tackle in more detail, are: the different ways to settle a bankruptcy of a company and the tax aspects of an investment. (with regard to taxes, each country has its own laws, and I can only refer to German laws)

NEW DISCUSSION: Development of a concept for a P2P portfolio. the concept is just beginning to be discovered, which means that it will continually change and expand. i will do this in public to give everyone the opportunity to participate in this project if interested.

I would like to point out in my own case once again how important it is to have at least a basic understanding of the subject of finance.

with permanent '' appropriation '' of the people and redistribution of funds, everyone plays with his future '' russian roulette '' who leaves his pension plans or generally his financial future to the banks and the state.

Without drawing too negative a picture, I would nevertheless like to point out that banks and the state have NO interest in securing you.

hey, in the future I will not only write about P2P activities, but will generally bring articles on the topic of investing, unfortunately I can not assess what is interesting for everyone so I will write on the topics I find interesting, and partly at a higher level.

If someone wants to know something specific then tell me and I will write something about it.

I please everyone who does not have much idea about investing to ask questions if he has one. You can not ask the wrong question, but it is wrong to ask no questions.

I myself am not a 'investment guru'' and continue to learn and to learn and to learn .... , and I also have many questions.

I enjoy facing new challenges and solve problems.

I can not tell you what to believe, I can only tell you what is important for this page and what is not.

It is only important to me that it is reasonably discussed, with a certain seriousness.
if someone tells me something about his investment, or any other financial issue, then i will answer with the utmost respect, and nothing else matters.

I will not treat anyone better or worse, no matter who.
personal problems of any kind, do not belong on this page, the page should be factual and helpful.

Furthermore, what is written in the disclaimer applies to everyone equally (including me).

And off course, I do not want to ban anyone from having fun. (-:

I can start off by saying right now, recruiting all these total war players is not what you need.

you wont even add me, so what makes me believe active participation would do anything besides result in a disproportionate exchange.

the german written text should actually be translated in english, i use google translater and have accidentally copied the german written.

here again the translation:
Just be attentive and watch what happens. It may not be wrong to divide your money into different investments, for example I am busy when I discover something new, initially for a day or a weekend with a theme, and if I am of the opinion that it is worth more learn, then I spend some weeks with the topic.

I'm interested in a long-term structure, and I'm glad to see the portfolio slowly growing in all directions.
And you can start with a little money to build a portfolio, for example, with etf savings plans.

He invited a lot of friends to the site and helped me a lot in looking for other investment interested people.

Here an excerpt from the Disclaimer:

Support in the form of, invite friends or active participation on the Peer to Peer Trader [P2P] page, is appreciated in that one receives the status of a moderator.
The administrator status is reserved for those members who have advanced investment knowledge and who also actively support the Peer to Peer Trader [P2P] page

sei einfach nur aufmerksam und beobachte was passiert. es ist vielleicht auch nicht verkehrt sein geld in verschiedene anlagen zu streuen, ich zum beispiel beschäftige mich, wenn ich etwas neues entdeckt habe, initial erstmal einen tag oder ein wochenende mit einem thema, und wenn ich der meinung bin das es sich lohnt mehr zu erfahren, dann beschäftige ich mich einige wochen mit der thematik.

Mir geht es um einen langfristigen aufbau, und es macht mir freude zu sehen wenn das portfolio langsam in alle richtungen wächst.
Und man kann schon mit wenig Geld anfangen ein portfolio aufzubauen, zum beispiel mit etf sparplänen.

Also why the ♥♥♥♥ is lendon a moderator here. Why is he here at all

I have absolutely no choice but to use funds I need to live. Its either do or die if I don't. I'm very creative when it comes to finding a way to manage without money for a while

I think you should be careful, but panic is not worth it. It is not wrong at least to look at how the liquidation is in the event of insolvency, and otherwise it is best to observe reading news, and not constantly changing or redeploying what that is about the return.

And of course, do not use funds that you need to live short term and immediately.
(That's just my opinion, and what I might do myself would not regard this text as a recommendation, but rather as a written thought-line)

Events: 2017/2018
What 2018 Will Mean For Marketplace Lenders
https://www.pymnts.com/news/alternative-financial-services/2018/2018-marketplace-lending-prosper-ondeck-lendingclub/

LendingClub Chart:
https://www.marketwatch.com/investing/stock/lc
(set the time period in chart from '' 1 day '' (1D) ---> to '' 3 Years '' (3Y).)
https://www.marketwatch.com/investing/stock/lc

For 8 - 9 months, the course remains relatively constant (possible bottoming), and oscillates around the $ 5 mark, but I find a technical analysis at this point not suitable.
What happens to the companies depends on the decisions made in the boardrooms, and how investors respond to those decisions.

Yes, you have to be patient
Without wishing to make any statements for the future, here are two critical articles on Prosper and LendingClub, which are definitely worth reading.

Events: 2016
P2P Lender Lending Club in Need - Does the greed of the company's banks come to the rescue?
https://www.finanzen.net/nachricht/aktien/geldanlagen-report-p2p-lender-lending-club-in-noeten-kommt-die-gier-der-banken-der-firma-zur-hilfe-4909499
(The article is in German, but it is absolutely worth translating it with google.)

I currently use prosper right now, my first returns with them are still a month away

Sounds interesting, if you like then write something more about these two companies.
what loans are given and to whom, where are the companies at home, possibly some company figures, just some information that describe these companies.

Prosper and Lending Club are the way to go for peer to peer lending

I would like to point out again that this page is intended for discussion, for those who are interested in finance, even for topics that have nothing to do with P2P.
This site is not meant to sell anything to anyone. It is all about the discussion and the exchange of ideas.

So feel free to initiate a discussion or to participate in one if you want.

If investments are shown to you, without any detailed risk warnings, and on demand, you will get reassuring answers that sound like money without risk, then take your money and run away because you're probably just lied to, or your conversational partner does not know about investing!

I started a discussion on the subject of modern portfolio theory.
Of course, you are welcome to post comments and questions that I will try to answer in the best possible way.

In addition, you can of course also like to write a discussion yourself on a topic that interests you (in terms of finance, economics or related areas)

The Modern Portfolio Theory (MPT): Science Proposes Practice

Have fun reading and dare ask questions or make comments if you want

The German-language discussions on the P2P page are translations of the English discussions on this page.

all your sites are in german. -_-

On this page, I present one of my investments, which relates to the core business of the banks, the lending.
I had the idea for it after I saw that there are some pages with cryptocurrencies that invite to speculate.
In my opinion, speculative investments are among the high-risk financial transactions, and they should only be a minor part of a portfolio.
Since I find peer to peer lending an interesting alternative investment, I wanted to share this interest with others and decided to publish this part of my investment.

Have fun while informing.

Just what exactly are you up to with this page heavy.

Hello to all new members,

Ask me or just watch what happens to my investment.
At the beginning of March, I have planned further investments, which I will introduce to you then.
Provided there are no unexpected events.

⭐️MY P2P INVESTMENT - Update 01.02.2018

http://gtm.steamproxy.vip/groups/p2pp2pp2pp2pp2pp2p#announcements/detail/1658883402122083380

Feel free to start a discussion on the topic of finance / investments, or ask questions if you have any.

An interesting comment from which, in terms of investing, you can also learn a lesson.

Basically it makes clear that we make many decisions not objectively but subjectively, which means that we are guided by emotions, which in many cases and especially with regard to rational investing is not always very advantageous.
If you make your decisions because of the prevailing emotional state, it can happen that you later regret it.

First of all, it is a fact that humans represent an animal species, an animal with a special ability, the language and the reflectivity based on it.

This particular human ability is only rudimentarily trained in a large part of the members of the genus. Most members of the genus have not developed their rationality very widely, they are largely unconscious instincts, dominated by sex, possessions and validity. Among these, however, schools of consciousness exist, as it has always seemed. Through them, it becomes possible for individuals to overcome the compulsion that the instinct exercises by becoming conscious and to achieve greater freedom.

Thank you - to you too and to everybody else: have a nice day

have a fine day my friend:) greetz

TWINO was ranked second in the People's Choice category by AltFi Awards 2017
(Mintos won)

Subscribe to the posts and comments on this page to stay up-to-date

Hello to all newcomers, P2P offers the opportunity to participate in the core business of the banks, the lending.
My goal is to use various investments to generate a passive income stream over a longer period of time.
P2P is one of them.
Since I like to sleep peacefully, without the wild emotions that are triggered by highly speculative investments, I have specialized in 'Buy & Hold' strategies, as the core of my portfolio.

I would like to let you participate in my interest by making my 2.500,00 Euro investment public, which of course I regularly update.

It is a good feeling to see every morning a little more money on the account.

오우 째애애애애애앳

오우쨋

If I am satisfied with the result in a few months, I will invest in more platforms.
So it will be interesting this year.

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