Welcome to The Royal Panaun Insurance Agency

In Royal Panaun Insurance Agency, we believe that the primary reason that you need insurance is to transfer risk. Insurance allows you to transfer financial risks from yourself to an insurance company. The insurance companies prepare for this risk because they charge premiums to their customers and keep a large amount of money in reserve. When a customer files a claim, the insurance company has the money there to pay it. This allows you to focus on other things instead of worrying about possible losses.

Other than that, owning an insurance policy can help protect your personal vehicles. When you own an expensive vehicle, you want to make sure that you do not lose it to some type of damage. This is what our vehicle insurance policies and personal belongings insurance policies are for. They allow you to have your vehicles replaced or repaired if some type of damage occurs. It makes it possible for you to avoid saving money for these expenses on your own.

Many people also buy insurance so that they can limit the amount of out-of-pocket expenses related to self-care costs. With today's self-care system, an individual could easily go bankrupt if he or she did not have insurance. Serious procedures can cost thousands of dollars; without a good insurance plan, this could have to come out of your pocket. You could cover these risks by purchasing comprehensive health insurance, personal accident insurance and even long-term-care insurance.

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