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The Xcom issue was your own fault for not checking, though if you contact support they MIGHT help you out as a "one off customer service gesture".
Section 8 does run on Windows XP so whatever is causing it to not launch may be fixable. GFWL is a common culprit.
Also, buyers remorse would be a terrible reason for a refund. In 14 days someone could easily complete the game then ask for a refund "because the game was terrible and not worth the money". It is up to the buyer to do some research before buying.
'Unsupported' OSs may run the game just fine. And supported hardware can give issues based on a high number of factors. (Even PEBKAC errors, out of the reach of any verification system)
You also have a bunch of other factors with CD keys. Imagine someone buying bad company 2, they try to play some multiplayer right away. Well you have to register your key with EA first before you can. Returning a product after that point is terrible and a huge mess. They cant resell it after that anyway.
When it comes to software and games its up to the consumer to make sure they can use it. Once its been opened, you cant return it. The suggestion of letting someone try it for a few days wouldnt work aswell. "Oh boy im gonna try it this game! Beat it/Hate it/whatever. Gonna return it now." Doesnt work.
Also, Doom3's store page demands Windows2000/XP (says Vista/7 not supported). Steam itself yells at me (a dialog, but then works normally) if I use that OS. Whomever is in charge of getting the correct info onto the store pages needs a little nudge... B^)
(By the way, all these play fine on Vista)
If you guys(Valve) find a game to fail stated minimum requirements are you allowed to talk with the publisher/devloper and fix it? I used to play TF2 on my NT4 machine (when it was new) and quite a few improvements have been made, yet to the best of my recollection it seems to be the original stated requirements.
Besides, people who genuinely purchase games not working for their machines are just a bare minimum of Steam total customer base. (Not to mention how easily people claim games 'not working' on their machines...)
If Steam were really such a scam as some people claim, it would be busted long time ago.
It's perfectly legal. The SSA explicitly defines the refund policy with regard to the UK and EU regulations. If you can see the game in your library your right to refusal expires. You explicitly agree to this before every purchase.