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The actual inconvenience is Steam tying the verification to the stored payment method. It may of convenience for people to NOT have the CC stored for purchase purposes but just for verification purposes.
How to Change Your Steam Mature Content Settings!
https://www.youtube.com/watch?v=N7R3M_CaWS4
Its nothing to do with content settings. It's the UK Online Safety bill. Some sites require ID to confirm, Steam have gone down the road of confirming with a credit card. Imgur have cut access to the UK off entirely!!
Age of account has zero relevance.
The Ofcom requirements are:
1) Age assurance methods – which include age verification, age estimation or a combination of both – must be ‘highly effective’ at correctly determining whether a particular user is a child.
2) They include: open banking, photo ID matching, facial age estimation, mobile network operator age checks, credit card checks, digital identity services and email-based age estimation;
Valve have chosen credit card as they have the payment processes in place and Ofcom only requires one method to be used.
I agree it is hardly optimal, but I assume that would function as a work around. You dont HAVE to use the stored credit card.
As an age assurance method its pretty bad for the specific country's bill its addressing. Would be nice if steam offered alternative methods at least.
That could fly in the face of data protection laws.
The sad reality here is that under the UK's recent age laws, this is a thing.
I don't know what the OP is doing but I can only speak for myself in saying that I have access to over 18 content and I haven't had a credit card since 1987.
I don't use credit at all, so it's always been strictly debit card on here.
And of course, contrary to what the OP says, it has BUGGER ALL to do with lines of credit - that makes absolutely no sense whatsoever.
Small point but just to be clear here, there is NO law of the UK. It's the law of England and Wales - those two go together. There are separate laws for Scotland and Northern Ireland.
I have no issue with age verification, I have an issue with the only method of age verification being via a method that is actually uncommon in the uk.
What happens when my card expires or I close that account. Do I need to constantly own a credit card to be age verified?
On a platform that doesn’t allow an account to be used by more than one person - or transferred to another person - it makes no sense to remove age verification once it’s been granted unless there is a genuine reason to believe the person using the account is different from the person verified.
It’s like an expired ID; just cause the id is out of date doesn’t make me any younger than the day before it expired. My date of birth remains the same.
Germany has adult content laws, and credit cards aren't an age verification method under German law. All German users are restricted from adult content, there is no age verification option.
The only reason UK users have any option is because CC's are valid age verification and Valve already accepts CCs. If CCs stopped being valid tomorrow, you should expect to be in the same boat as Germans.
I think a lot of users are missing the reality, it doesn't matter how many UK users have CCs. Valve knows exactly what percentage of ot's UK customers have/use a CC on Steam. It only matters that it required almost zero effort to implement and anything that requires more effort seems to be a nonstarter for Valve.
Maybe that will change in the future. In the meantime... it's the current option or no option.
Being expired = not valid.