Allow multiple cards on account :: Suggestions / Ideas

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Randommeerkitty 21 Sep @ 12:01pm

Allow multiple cards on account

I am writing this in an annoyed mood because I am a UK citizen and I have been forced to add my credit card to my steam account to view the store page of a game I have owned for several years.

To verify that I am old enough to view this content, I had to add my credit card, which also removed my debit card - which is what I use for Steam and most other purchases. If I want to change BACK to my debit card, it removes my credit card and unverified my age. I think it would be extremely wise and helpful for Valve to allow multiple cards on the same account. While I could go back and add my debit card each time I make a purchase and then switch back to my credit card, that is very time consuming and I already had difficulty verifying my age as Steam didn't want to redirect me where it was meant to go. I don't want to have to deal with this each time I want to buy a game or add funds to my wallet etc.

So, I think a fix for this would be to allow multiple cards to be connected to a Steam account AT THE SAME TIME.

Disclaimer - I do not mean that we should be able to split payments like "£20 from my debit, £40 from my credit" as I understand that could cause issues somewhere. I just want to be able to be verified that I am older than 18 while also using the card I prefer. If Valve has decided to be so lazy that they don't want to implement other forms of age verification, the least they could do is not force us to use our credit cards each time we want to make a purchase.

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Showing 1-15 of 16 comments

ski? 21 Sep @ 12:58pm

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Ettanin 21 Sep @ 1:06pm

Workaround suggestion: Create a second account and register your debit card on there.
Either buy the games as gifts to your main account, or, if they are adult titles or personalized bundles, gift yourself a digital wallet card to the main account to purchase the adult game with wallet balance.

Disadvantage: You will not get Steam points for games you were gifted, they would be on the second account.

Of course, I still agree with your suggestion, but this is a workaround until Valve fixes these issues. The use of multiple accounts is not forbidden in the Steam Subscriber Agreement as long as they are created by you.

Last edited by Ettanin; 21 Sep @ 1:14pm

Tito Shivan 21 Sep @ 2:03pm

That's the problem of repurposing stuff. Now we have the stored payment method as both a payment method and a identification. And when you change one you change both.

I know sometimes you have to do things in a hurry. But Valve loves a tiny bit too much 'one-size-fits-all' solutions.

If ID is going to be its own thing it needs to be its own thing, not use the payment method as workaround.

⛧ Morslyte ⛧ 22 hours ago

Needing this as well. I don't need to pay for a game with a CREDIT card, I'm no need to lend money, i have enough balance. Absurd that i need this to even VIEW items on the store, and no other method of verifying my age, or keeping the verification permanent, or at least letting me add multiple saved cards.

Tesco has 3 of my cards registered, so what's Valve's excuse?

Last edited by ⛧ Morslyte ⛧; 22 hours ago

cSg|mc-Hotsauce 21 hours ago

The main issue is still hijacked accounts. Letting them have access to multiple saved payment methods multiplies the damages quickly.

⛧ Morslyte ⛧ 20 hours ago

Originally posted by cSg|mc-Hotsauce:
The main issue is still hijacked accounts. Letting them have access to multiple saved payment methods multiplies the damages quickly.

:nkCool:

Verify with mobile banking app? I don't see how that would be an issue every time I have to pay for something it doesn't matter which card, credit or debt, I have to open some app and approve the transaction.

cSg|mc-Hotsauce 20 hours ago

Originally posted by ⛧ Morslyte ⛧:
Originally posted by cSg|mc-Hotsauce:
The main issue is still hijacked accounts. Letting them have access to multiple saved payment methods multiplies the damages quickly.

Verify with mobile banking app? I don't see how that would be an issue every time I have to pay for something it doesn't matter which card, credit or debt, I have to open some app and approve the transaction.

Not all payment methods have this.

Cantspel 17 hours ago

Wouldn't an easier fix be to just fix the age verification. Once an account is registered to a credit card you should just be flagged as an adult. Account sharing is already prohibited so swapping out the card later (for the debit) shouldn't be an issue.

Tito Shivan 16 hours ago

Originally posted by Cantspel:
Wouldn't an easier fix be to just fix the age verification. Once an account is registered to a credit card you should just be flagged as an adult. Account sharing is already prohibited so swapping out the card later (for the debit) shouldn't be an issue.

They most probably want the card linked to the account so a card cannot be making rounds 'validating' accounts. The card being there 'binds' the card and account owners.

Cantspel 16 hours ago

Originally posted by Tito Shivan:
Originally posted by Cantspel:
Wouldn't an easier fix be to just fix the age verification. Once an account is registered to a credit card you should just be flagged as an adult. Account sharing is already prohibited so swapping out the card later (for the debit) shouldn't be an issue.
They most probably want the card linked to the account so a card cannot be making rounds 'validating' accounts. The card being there 'binds' the card and account owners.

I can see that to a point. Passing around a credit card seems like a VERY bad idea though lol. At that rate though someone could apply for multiple credit cards and hand out different ones to underaged people if they wanted. The system can be abused either way IMO might as well not make it harder on the legit adults in order to make it ever so slightly harder for underage people from accessing certain games. I guess UK is just going to do UK things though....

#10

Cantspel 16 hours ago

Forgot to mention. Credit cards alone probably won't be accepted as proof of age soon anyways. UK seems to be going towards Digital ID's soon, so will likely need to upload that to steam at some point which will make this thread mute.

I wouldn't be shocked if at some point you need to verify it is you even AFTER you buy the game each time you try to play it.

Last edited by Cantspel; 16 hours ago

#11

Ferox_Stormdragon 15 hours ago

Originally posted by Cantspel:
Forgot to mention. Credit cards alone probably won't be accepted as proof of age soon anyways. UK seems to be going towards Digital ID's soon, so will likely need to upload that to steam at some point which will make this thread mute.

I wouldn't be shocked if at some point you need to verify it is you even AFTER you buy the game each time you try to play it.

even "IF" the digital id goes ahead, valve would still demand cc for age verification because it doesn't involve implementing any new systems to steam.

#12

Ferox_Stormdragon 15 hours ago

Originally posted by ⛧ Morslyte ⛧:
Originally posted by cSg|mc-Hotsauce:
The main issue is still hijacked accounts. Letting them have access to multiple saved payment methods multiplies the damages quickly.

:nkCool:

Verify with mobile banking app? I don't see how that would be an issue every time I have to pay for something it doesn't matter which card, credit or debt, I have to open some app and approve the transaction.

when buying games on steam i very rarely get asked to approve transactions via the banking app.

#13

Cantspel 15 hours ago

Originally posted by Ferox_Stormdragon:
Originally posted by Cantspel:
Forgot to mention. Credit cards alone probably won't be accepted as proof of age soon anyways. UK seems to be going towards Digital ID's soon, so will likely need to upload that to steam at some point which will make this thread mute.

I wouldn't be shocked if at some point you need to verify it is you even AFTER you buy the game each time you try to play it.

even "IF" the digital id goes ahead, valve would still demand cc for age verification because it doesn't involve implementing any new systems to steam.

Depending on how the law is worded they might not have a choice. Honestly they might block UK users (like some websites already started to do) until the come up with a system complaint with UK law.

For the record I don't support Digital ID's, and I fully think the UK Gov is trying to just 1984 it's population. In which case I don't think it will be an option to avoid using your D-ID as that kind of defeats the purpose.

#14

Tito Shivan 12 hours ago

Originally posted by Cantspel:
I can see that to a point. Passing around a credit card seems like a VERY bad idea though lol.

People do a lot of stupid things. Like allowing other user for years to remotely connect into their computers to log into their Steam accounts to family share games.

Ahving to leave the card there 'parked' kind of serves as a 'deterrent' for people thinking to do something stupid.
Of course it creates another set of issues, like 'blocking' the payment method to the card used for verification (Which may not be the one the user wants to use for purchases) But Valve loves the easy, one-size-fits-all solutions to problems.

#15

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Date Posted: 21 Sep @ 12:01pm

Posts: 16

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