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Going by the Steam forums, a large number of British people seem to confused as to whether they own a credit card or not. A debit card is not a credit card, and it won't work when Steam says to enter a credit card to verify your age. If you did indeed add a credit card instead of a debit card, keep it connected to your Steam profile.
No. The UK does not accept debit cards as a form of age verification.
It's a hijacked account that is used to spam this copy/pasta. They don't reply.