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simply retrying over and over, isn't going to work without putting in some effort.
the verification thing sucks, but thats how this stuff works.
yeah its how their terrible system works, calling my card company wont make a difference, wont change any of the options steam gives me.
Are you confusing "credit" and "debit"?
It would explain why the are declining... With debit, you MUST have the funds in the account or the bank will decline, even though Steam will never take those amounts.
It's normal for credit cards, as long as it doesn't exceed the credit available.
you don't need steams options, call your bank, while the verification is being sent, if the bank says they haven't declined anything or no verification has been sent then its an issue with steam and/or it's bank (or w/e it they use).
that is almost always not the case, it usually ends up being an issue with steam, I have seen this issues personally and called my bank, finding nothing wrong with my banks end, as mentioned in my recent reply to the OP.