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How Steam points work
https://store.steampowered.com/points/howitworks
why would you risk getting scammed outside of steam....
Imagine spending money to buy those points, only to find the person who awarded you those points for money have reset their account password which causes any awards/points to be revoked. You be sitting out of pocket with no points to show for it.
AFAIK you can only get those points from Steam.
Buy game on steam, get the points??
Why is this even a question?
Or when you receive awards on forum posts, reviews, guides, etc.
(which is why there's so many junk forum posts trying to get jokers, meme/joke reviews, and pointless "how to hit start game" guides.)
You should not worry about chargebacks....but how would you know in the first place that you would get them?
The only way would to give out awards...and as far as i know it takes 1-2 weeks until those points actually get added to ones account....by that them one may already forgot that they bought them at all and does not check if they got scammed or not.
Learn more about Steam Points here:
https://store.steampowered.com/points/howitworks
Either get them by buying games on the store. Hey the Steam autumn sale starts tomorrow, or do some kind of swap with one of your friends. A lot of folks have no use for their points. So they will often trade them away for next to nothing.
What you are considering is legitimately dangerous.