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					 Discussions Rules and Guidelines
 Discussions Rules and Guidelines 1
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You can have a credit card and still live by that mantra. Although I suppose it depends on what kind of person you are, and you know you best. If you know you're gonna spend every sent that is within your reach, maybe it's not a good idea. If you're good at saving and are generally frugal/careful/responsible, then CC's are just a handy tool.
If someone hacks your account here they can go shopping.
The other problem is that, since debit cards can do basically everything here, credit cards have fairly stringent income requirements, and fees to own them if you aren't using them. So having to sign up for them to access one site when a significant chunk of working age adults simply don't have them and other sites manage perfectly well with those face recognition apps, or using the existing systems to ask you bank directly how old you are(thus working for the debit cards that come with your bank account), or using my name and address, that they demand for using the Marketplace and already have from my debit card, to query the age check system that any cornershop can use to verify I can buy a knife. I'd happily pay to have a check done on either of those systems
I've looked around ever since this policy came in, and any "credit card" that has fees and terms lenient enough to use just for Steam's ID policy is just a debit card that you can put money onto and thus doesn't qualify. "Just get a credit card" is a bad idea financially and actually doesn't work for a big chunk of people, unless you can name a flat fee credit that's confirmed to work with this system and doesn't have high income requirements
Except I can't have a credit card because as it currently stands I'm unemployed, the UK doesn't have a fantastic job market. I don't intend to be without a job for long but some people I know have been unemployed for months and applied for hundreds of jobs.
I went to my bank today and asked if I could qualify for any credit card, at all because I have zero intent on using one outside of to prove my age, and I qualify for.. none.
Not being able to prove my age any other way than a credit card is absolutely mind boggling. I would gladly provide steam with a selfie.
Viewing porn is infinitely easier than this entire ballache with steam, let that sink in.